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  • Best Friends

    Last night I was talking to someone about Theresa, and I said “I married my best friend”.  The person I was talking to noted that she had never heard anyone say that before. *****About a week ago, I learned that someone I know in my profession lost her husband.  This woman and her husband had […]

  • Retirement Finance

    I noted in a previous essay that several friends and family members are retiring soon.  How are they financing their retirement? Conventional wisdom is that retirees should have at least three sources of income (the “Three Legged Stool”) if possible.  Those three sources are: But most people nowadays don’t have a pension, so they have […]

  • Thoughts About Retiring

    Several of my friends and relatives are retiring in the next couple of years. Two of them have announced their retirement dates in 2023. I wish them good health and prosperity in retirement. They worked all of their lives, and they have a lot to look forward to. I don’t see myself retiring anytime soon. […]

  • The Aging Process

    The Aging Process

    It is April 26, 2021. Tomorrow will be two weeks since I received my second vaccination. I have never been so grateful for a vaccination in my life. I haven’t written for this site for a few weeks. I have had a very good case of Writer’s Block. As that ends, I thought I would […]

  • COVID-19: 500,000 Americans Lost

    COVID-19: 500,000 Americans Lost

    Today is February 23, 2021. We are at (approximately) one year since COVID-19 came into our collective consciousness in the United States. This week, we reached another grim milestone: 500,000 Americans have died in the past year from COVID. This screenshot from I want to take a moment and observe a moment of silence […]

  • COVID: Groundhog Day

    COVID: Groundhog Day

    Today is February 2, 2021. “Groundhog Day” in the United States. The movie Groundhog Day was released in 1993. In the movie, Bill Murray wakes up to the same situation (on Groundhog Day) over and over again, until he learns an important lesson. Sort of like us. We keep waking up to a pandemic that […]

  • COVID Update January 24, 2021

    COVID Update January 24, 2021

    Today is January 24, 2021.  The first case of COVID in the United States was diagnosed one year ago.  As of yesterday, we recorded 427,635 American deaths from COVID.  Since the last time I wrote (January 8), and additional 53,438 Americans have died, or an average of 3143 deaths a day over the last 17 days.   At that […]

  • The End of An Error

    The End of An Error

    Joseph Biden and Kamala Harris were inaugurated as President and Vice President of the United States this past Wednesday, January 20, 2021. Their inauguration ended one of the darkest eras in American history. Donald Trump was the worst president in American history. He was the most overt racist I ever saw (although I was not […]

  • COVID-19: Where We Are

    COVID-19: Where We Are

    It is January 8, 2021.  This is where we are in the pandemic: Case counts:  case counts and fatalities continue to rise.  Yesterday and the day before, we experienced 4,000 American deaths each day, the first time that has happened.  That translates into a fatality rate of 30,000 Americans per week.   Our fatality total as of yesterday (as always, […]

  • COVID-19: Happy New Year

    It is January 2, 2021.  Two days into the new year.   It’s been a little while since I have written about where we are with COVID, so I thought I would check in, and describe where I think we go from here.  As of today, there are (or were) approximately 20,451,302 infected in the United States, more than […]