Best Friends
Last night I was talking to someone about Theresa, and I said “I married my best friend”. The person I was talking to noted that she had never heard anyone say that before. *****About a week ago, I learned that someone I know in my profession lost her husband. This woman and her husband had…
Retirement Finance
I noted in a previous essay that several friends and family members are retiring soon. How are they financing their retirement? Conventional wisdom is that retirees should have at least three sources of income (the “Three Legged Stool”) if possible. Those three sources are: But most people nowadays don’t have a pension, so they have…
Thoughts About Retiring
Several of my friends and relatives are retiring in the next couple of years. Two of them have announced their retirement dates in 2023. I wish them good health and prosperity in retirement. They worked all of their lives, and they have a lot to look forward to. I don’t see myself retiring anytime soon.…

The Aging Process
It is April 26, 2021. Tomorrow will be two weeks since I received my second vaccination. I have never been so grateful for a vaccination in my life. I haven’t written for this site for a few weeks. I have had a very good case of Writer’s Block. As that ends, I thought I would…

COVID-19: 500,000 Americans Lost
Today is February 23, 2021. We are at (approximately) one year since COVID-19 came into our collective consciousness in the United States. This week, we reached another grim milestone: 500,000 Americans have died in the past year from COVID. This screenshot from Worldometers.com: I want to take a moment and observe a moment of silence…

COVID: Groundhog Day
Today is February 2, 2021. “Groundhog Day” in the United States. The movie Groundhog Day was released in 1993. In the movie, Bill Murray wakes up to the same situation (on Groundhog Day) over and over again, until he learns an important lesson. Sort of like us. We keep waking up to a pandemic that…
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